​​​​​​Frank Keesaw Insurance

Medicare Supplements

Medicare is a very important program for seniors age 65+ and individuals under the age 65 who are eligible for Medicare. It includes four parts and offers you important options to choose from for your health insurance needs. They include parts A & B, (original Medicare), Part C, (Medicare Advantage plans) and Part D (prescription drug coverage). Many people find that having parts A & B paired with a Medicare Supplement (Sometimes referred to as Medigap plans) allows them the freedom to use any Doctor they choose (that accepts Medicare) whether they are home or traveling within the United States and it's territories. If you plan to travel, or live in a rural area an HMO plan (part C) may not work as well for you. Part D, the prescription drug coverage is a very important part of your medical coverage that you need consider whether you are currently taking any medications or not.

Medicare Supplements are designed to fill in the "gaps" in Medicare A & B. Depending on which plan you select, your supplement may pay for most of your deductibles, the coinsurance and any excess charges made by your provider. These plans are named with letters from the alphabet A through N. 

If you have any questions, please call or email me, and I will take the time you need to answer your questions or provide you with any information you may need.